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​we provide

financial planning

to help individuals and families succeed for a lifetime.

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Quality Service.

The commitment to putting our clients first means setting the highest standards of customer service and satisfaction. Your emails, phone calls, and requests are handled promptly.

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Qualified Professionals Who Care.

We've been working with investors, businesses owners, and families for more than 80 years. By remaining independent, we take the time to know our clients personally and ask the right questions so we understand your goals and dreams.

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Help Your Small Business.

Save taxes and help your employees and you by providing a retirement plan for your business. We can help you choose the right plan from the many options.



Nestlerode & Loy, Inc. is an independent investment advisory firm located in State College, Pa., in the heart of central Pennsylvania, Centre County. We offer quality investment services to individual investors, small businesses and local non-profit organizations.  


In a world of packaged products, huge conglomerates, and impersonal call centers, the firm stands out by remaining independent and by getting to know our clients personally — not just their finances. That’s why Arthur Nestlerode’s firm has been serving some of the same families for generations. Everyone at Nestlerode & Loy looks forward to helping clients reach their financial goals for many years to come.


For more than 80 years, we have based our business on one philosophy:

Put your clients first and the rest will follow 


Our Services


Investment Management

Investment management is the utilization of professionals to guide your investment portfolio toward your financial goals.


Financial Counseling

When we meet a new client we ask a lot of questions to help us understand your goals, dreams, and investment knowledge.

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Retirement Planning

Whatever your goals, you will need to plan carefully for retirement to do the things you love while feeling financially secure. 

College Friends

College Expenses

We can assist you in planning for these expenses using investments like 529 Plans and other investment options.


Brokerage Services

Traditional brokerage refers to full service brokerage, the standard business model in the industry for trading stocks and bonds.

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ESG Investing

Nestlerode & Loy offers ESG investing for clients who want to support socially responsible actions through their investments. 

Our Products

Our Products

We offer a variety of investment options to help you meet your goals. But with so many different types of investment products, it can be hard to decide which ones are the right fit. When you work with us, we'll educate you, explain the benefits of each option, and provide resources so you're able to build the most effective portfolio. We'll also keep you up-to-date on your investment and ways to maximize your hard-earned money.


Mutual Funds






Money Market Funds


Certificates of
Deposit (CDs)



Life Insurance


Exchange Traded Funds

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What Our Clients Say*

As a client of Nestlerode & Loy, I enjoy the reports on my investments, the good advice on where to invest for the future, and the wonderful skills of all the team members. 

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Janet. C

Google Review


*The testimonial may not be representative of the experience of other clients and is no guarantee of future performance or success.

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