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Judy Loy
- 3 min
Holiday Gift Giving
As I write this, it is mid-October 2016 and the leaves are changing color. Even as early as this – before Halloween or Thanksgiving – I...
Jody Sharer
- 2 min
Long Term Care- Policy Options
When you think about your golden years, where do you picture yourself? Perhaps it is sitting on a rocker on the front porch surrounded by...
Jody Sharer
- 3 min
Long Term Care Insurance - The Basics
What is Long Term Care insurance? Long Term Care insurance (LTC) assists you or your loved ones with the costs associated with...
Judy Loy
- 3 min
Financial Literacy for Children
Any family with children knows that there is a large financial impact due to the cost of raising a child. From daycare or sports...
Judy Loy
- 4 min
Crisis Management 101: Emergency Savings
Everyone runs into times of bad luck. I recently had my own series of “Unfortunate Events,” which made me decide on the subject for this...
Judy Loy
- 3 min
Small Business Retirement
Being your own boss is as popular as ever. From aging Baby Boomers wanting to keep their own schedules to young entrepreneurs trying to...
Judy Loy
- 3 min
WHAT ARE STOCKS?
Many people invest in stocks, either individually or through mutual funds but may not realize what they are purchasing. A stock...
Judy Loy
- 2 min
Will I Ever Be Able to Retire?
As an investment advisor, the question I most frequently get from clients is, “When can I retire?” The answer to this question has become...
Judy Loy
- 2 min
Three Sources of Income for Retirement
When planning for retirement, it is important to consider all sources of income. There are three sources of income throughout life:...
Judy Loy
- 4 min
The Golden Years
Financial planning for individuals and families works towards many goals: college planning, retirement, savings, etc. The primary concern...
Judy Loy
- 4 min
Investment Basics
Everyone has financial concerns. For many Millennials, it is paying the bills, student loans and enjoying life. For Gen X, we are paying...
Judy Loy
- 2 min
Inherited Money — A windfall that can last or quickly be in the past
Inheriting money is a windfall for most people. Some people who inherit money go on a spending spree by taking an expensive trip, buying...
Judy Loy
- 3 min
Demystifying Bonds
Investing in bonds can be a sound way to balance your portfolio and get a pre-determined yield on the money invested. Bonds are not...
Judy Loy
- 3 min
Credit Score: What's Your Number?
Throughout life, we tend to define ourselves and others by our numbers. It starts with the ‘terrible twos,’ hits the ‘tweens’, and moves...
Judy Loy
- 5 min
Investment Planning 101
Investment planning’s main goal is to provide common sense guidelines to allow investors and savers to make better decisions and to build...
Judy Loy
- 3 min
Should I use a financial advisor?
I debated writing this particular column as it seems rather self-serving: a financial advisor telling you why you should use a financial...
Judy Loy
- 4 min
The Ins and Outs of A Roth IRA
What is a Roth IRA? Let’s start with what a Roth IRA is. A Roth IRA is a mirror image of a traditional IRA. Money going into a Roth does...
